"Choice made it so simple and affordable".

Lo Doc Home Loans, for the Self-Employed

Today, more people are self-employed or employed on contract, so their income patterns are not as regular as PAYG earners.

With a Lo Doc Loan you can "self-certify" your income, which avoids the trouble of asking your accountant to provide up-to-date financials every time you wish to borrow money.

You pay a little bit more in interest and fees - but it saves you a lot of time and stress. Some lenders also offer Lo Doc Loans to investors and PAYG earners too.

Advantages

There is no need to provide financials to the lender.
You receive faster access to your loan and greater flexibility.
Non-traditional and irregular income sources are considered.

Disadvantages

You pay higher interest rates and fees.
You may be at risk of over committing yourself if your income varies.

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Clint Paton is one of our many Choice brokers that can help guide you through the mortgage maze.