- Can I change my mind?
- What is the best home loan rate?
- Can I switch loans?
- Do I need a loan approval first?
- How long do loan approvals take?
- How much can I borrow?
- I have a default. What can I do?
- Irregular incomes & loans
- What About Bank Home Loans?
- What can I afford to borrow?
- Who sets interest rates?
When to Get Approval for a Home Loan
Do I need approval before I find a property?
Yes, it's usually best to get approval from a professional Mortgage Broker.
Having a loan already approved (usually subject to a valuation of the property you buy) means that you will know how much you can afford to pay for a home. It also lets you make a quick purchase decision, which may be a useful negotiating tool with the owner or agent; or at auction time.
Click here to contact a Choice Home Loans Consultant to help you.




