When to Get Approval for a Home Loan

Do I need approval before I find a property?

Yes, it's usually best to get approval from a professional Mortgage Broker.

Having a loan already approved (usually subject to a valuation of the property you buy) means that you will know how much you can afford to pay for a home. It also lets you make a quick purchase decision, which may be a useful negotiating tool with the owner or agent; or at auction time.

is one of our many Choice brokers that can help guide you through the mortgage maze.

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