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Frequently Asked Questions

The whole subject of home loans can be complicated - especially for most of us who only deal with it a few times in our lives.

On this page you'll find some common questions and the answers. If you have a question and the answer's not here, please click here to contact us - we'll be happy to help.

Alternatively, just select a question from the list on the left to find the answer you need.

Can I change my mind?
Can I switch loans?
Do I need a loan approval first?
How long do loan approvals take?
How much can I borrow?
I have a default. What can I do?
Irregular incomes & loans
Is Choice cheaper than banks?
What can I afford to borrow?
Who sets interest rates?

Robert Wheeler is one of our many Choice brokers that can help guide you through the mortgage maze.