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Frequently Asked Questions

The whole subject of home loans can be complicated - especially for most of us who only deal with it a few times in our lives.

On this page you'll find some common questions and the answers. If you have a question and the answer's not here, please click here to contact us - we'll be happy to help.

Alternatively, just select a question from the list on the left to find the answer you need.

• Can I change my mind?
• What about refinancing?
• Do I need a loan approval first?
• How long do loan approvals take?
• How much can I borrow?
• I have a default. What can I do?
• Irregular incomes & loans
• What can I afford to borrow?
• Who sets interest rates?
• What is the best home loan rate?