How much of the purchase price can I borrow? This depends on a range of factors including your personal circumstances, the price of the property and any valuation that may be required (a bank valuation may not be the same as the purchase price). Depending on your circumstances, you may be able to borrow up to 95% of valuation, depending on your ability to repay.
Get an estimate of your potential borrowing capacity, based on your current rent, other expenses and how much cash you have left after you’ve paid the bills using our Borrowing Capacity Calculator below.
Now you have an idea of how much you may be able to borrow, it's a perfect time to talk to a mortgage broker. Our Choice Home Loans brokers can help you navigate the home loan maze and get into the home of your dreams.
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Use our broker search tool to find brokers available in your area